About

Catastrophe intelligence for a climate-changed market.

We build the real-time cat read that lets carriers, MGAs and brokers underwrite property with confidence — at the point of decision.

Why we exist

Property is being underwritten blind.

Canadian catastrophe losses hit a record in 2024 and the trend is structural — wildfire, flood and hail are compounding. Yet the data that prices cat risk well has been enterprise-priced and out of reach for the regional carriers, MGAs and brokers who write most of it. PerilIntel closes that gap: an affordable, real-time, address-level cat read, delivered the moment a risk is underwritten — through one API or a live console.

Team

Built lean, insurance-native.

AS

Amrit Sandhu

Founder & CEO

An insurance operator who designed and built the entire PerilIntel stack end-to-end with an AI-augmented workflow — catastrophe analytics, underwriting automation and the integration layer in one hand. PerilIntel is the product of that work: enterprise-grade cat intelligence, built and run by a small team.

How we build

Advisory by design, secure by default.

Advisory, not a determination

Every output is decision-support with a clear "not a peril determination" framing.

Privacy-conscious

Coordinates-only handling of insured locations — PIPEDA-conscious by design.

Auditable

Every assessment is logged with its inputs, timestamp and provenance.

Open to integrate

A key-secured REST API that plugs into the systems you already run.

Let's put PerilIntel on your book.

We'll score your real addresses and show you what it sees.